Many FCI member companies rely on Infact’s robust and reliable infrastructure and today more and more are turning to BIS to streamline their processes, increase efficiency, and relax into business growth and profitability.

Factoring business has grown dramatically as an important arm of financial services sector – in emerging markets where the need for working capital financing is ever higher. Given the necessity for cash flow and account receivables management, it is almost certain that the trend will continue in the upcoming years.

In this growing business, factoring companies are seeking new ways to enhance the quality of customer services while sustaining productivity and profitability. To maintain competitive-edge, they are investing in advanced technological solutions.


Proven Technology, Secure Choice

BIS’ long-time experience in factoring business positions Infact factoring solution as a market leader in Turkey. The smart and customer-centric design and the comprehensive functionality of the software help automate business processes of more than 20 factoring companies in Turkey.

Infact consists of inseparable core and optional modules which allows extension of the functionality. The software has an in-built work-flow which streamlines business processes. Some of the most important advantages Infact offer are as follows:

  • Increased quality and speed in the customer services

  • High productivity with minimum input and maximum output of information

  • Full compliance for regulatory requirements

  • The management information and decision-making support

You can easily adapt each of the core applications to bring a new dimension of efficiency and flexibility to your company. With proven scalable technology of Infact enables you to expand your business and enter new growth areas with confidence. You can deploy Infact solution in a stepwise manner to address specific business challenges on their own timelines and without costly upgrades.

Easy Adaptability

Because financial services industry continuously strives to develop new offerings and deepen the customer loyalty, it is essential that you adapty quickly and easily to the changing marketing conditions. Considering these needs of the sector, Infact has been designed in an extremely flexible structure. For this reason, the system:

  • is easy to use

  • is flexible

  • takes shorter time for additional development

  • is compatible with the external world (e.g. other third-party applications, desktop applications)

  • can integrate with special interfaces to meet specific requirements of institutions


The software gives you the unique ability to perform essential end-to-end business processes with modular applications that are designed to work with each other. In addition to reporting and analytics functions for all your lines of business, you get a robust technology environment for designing, composing, and adapting business processes that meet the specific needs of your company.


Automated Credit Decisioning

In today’s unpredictable markets, you need automated credit decisioning tools to control, optimise and grow your portfolio safely. With Infact, you can channel transactions efficiently through different departments involved in the lending process. As a fully integrated solution with true straight through processing, Infact provides you with streamlined workflows, more accurate and timely data that in return help make well-informed credit decisions and reduce both operational and credit risks.


Robust Accounting Infrastructure

Infact’s ability to perform clearing, settling, posting and accounting transactions reliably frees you to concentrate on the growth and profitability of your business. After account booking, authorizations represent your first line of defense against excessive risk. The combination of parameter-based criteria in addition to real-time calculations in our core solution, enables you to take a full picture of lending business. Posting flexibilities support transaction-based pricing required by customers. Automatic reconciliations and settlements combined with general ledger journal entries improve the efficiency of your internal accounting functions.

Core applications within Infact support processes for accounting, credit decisioning, payments, collections, marketing, contract management, invoice management, finance and many others.